Terms & Conditions
By creating a Vikova account, you agree to the following.
- 1
Personal use only
Vikova is a personal tool for tracking your own expenses, accounts and budgets. It is not a banking, brokerage or professional financial service.
- 2
Not connected to real institutions
Vikova does not connect to, sync with, or access any bank, card issuer, lender or other financial institution. Every balance and transaction is data you enter yourself.
- 3
Do not enter real financial details
Do not enter real account numbers, routing numbers, card numbers, or any other sensitive banking identifiers. Use nicknames or labels instead — for example “Chase Checking” or “Visa •••• 4321”.
- 4
No liability
Vikova is provided “as is”, without warranties of any kind. It takes no responsibility for any actions you take, or decisions you make, based on the app or the information in it.